Protects the business from third-party claims for bodily injury, property damage, or advertising injury that occur on business premises or as part of operations.

Covers the goods being transported by the truck. If the cargo is damaged, lost, or stolen during transit, this policy will compensate the owner of the cargo

Provides protection for a trucking company when transporting cargo or freight for others. This includes coverage for accidents, injuries, and damage caused by the truck while hauling goods.

Covers employees injured while working, including medical expenses, lost wages, and rehabilitation costs. This is typically required by law for businesses with employees.

This coverage applies when a truck is not hauling a load but still operating, like when a trucker is driving home after dropping off a load. It covers damage caused by the truck in situations where the company’s liability doesn’t apply.

Specifically protects the goods being transported, covering theft, damage, or loss of the cargo due to truck accidents or other covered events.

Protects vehicles owned or used by a business. It includes liability for bodily injury or property damage as well as collision and comprehensive coverage.

Provides additional liability coverage beyond the limits of primary policies. This is designed to offer extra protection in case of large claims or lawsuits.

Covers damage to a trailer that is being used by the trucker but is not owned by the trucking company. This is typically relevant for companies that lease trailers.

Provides coverage for the driver in the event of an accident that leads to injuries, including medical bills, rehabilitation, and lost income.

Specifically for refrigerated trucks, this insurance covers the cost of repairing or replacing refrigerated equipment, and loss or damage to the cargo if the refrigeration fails.

Collision Coverage: Covers repair or replacement of the truck if it’s damaged in a collision. Comprehensive Coverage: Protects against damage from non-collision incidents like weather, theft, vandalism, or fire.